Morning/afternoon/evening all! Whatever time of day it is I hope you have a great Wednesday. Feature posts was the best category to put this post in, which is not craft related but a topic I'd like to talk about.
Please
note this is a necessarily long post. Originally I wasn't going to
say anything about getting a new car, as it's a luxury many can't
afford. However, I'm blessed by the Motability UK scheme which allows
eligible disabled people to have a car which is paid by a certain
benefit. If you ever want to donate to a good cause Motability is a
charity to support.
|
It really does! |
So long as you have the higher rate Disability
Living Allowance or the enhanced rate of Personal Independance
Payment (PIP) you qualify for a car with Motability. A lot of the
cars have nil advance payment (down payment). Motability simply take
the DLA/PIP money each month so I can have a car. If you need them
there are many adaptions that can be added to make driving easier. If
you personally can't drive you can still have a car with a nominated
driver. All you have to pay for is an excess if you need to make an
insurance claim, and petrol. That's it! I'm getting my new one today!!!!
There's
no MOT cost, no tax cost (I'm actually tax exempt because I'm
registered disabled), no service cost. There are some things that may
need payment (I don't know about broken windscreens/wipers), but I
don't know them offhand. I couldn't afford a car without Motability.
It gave me my independence, meaning that I could actually get a job
(currently self-employed), whih was necessary since I live in a
village with no suitable jobs here. I can see my friends whenever I
want, and take myself to medical appointments.
|
Double and triple check all your PIP application info |
Time
for a brief talk about PIP. This year I finally had my PIP
assessment. PIP is replacing DLA. There are lots of horror stories
about PIP assessments, but I know they are much better than they were
when they first started. Don't go online and read anything about it,
if you have to have one. Do get support from a medical professional.
Not only do you need them for evidence about your disability, they
provide emotional support through what is a stressful progress. I
underestimated the stress of it.
The
whole process, once I sent the application in, took about 3 months. It's possible to get an extension on the deadline, which I did since I was unwell for a little bit so couldn't do it. I
did pay postage so I could do signed and tracked delivery (they provide an
envelope with postage paid but I need reassurance that it got where
it needed to). My specialist nurse checked through my 8000+ word
essay (all my answers). It took well over 12 hours on my account to
finish it (writing it all, making changes, printing & sticking
onto the form). The waiting was hard. I did get a letter or two from
PIP saying that they were still considering my claim, which was nice
of them. I'd signed up to the text service, which kept me updated
with each stage too.
Once I sent it off I didn't have to wait long
for an assessment (which I'm sure they say can take up to 16 weeks to
happen). You can reschedule at least once, which I did. Do ask what
centers are near you, as they may not give you an appointment at the
closest. I was automatically given Swindon yet my nearest was Reading
& Theale, which are far closer to home. Theale had a super lovely
team. I expected really stern doctors, but got a lovely female doctor who put
me at ease.
Assessments
vary in time, they often go over material you've put in the
application but that's normal. My took under 30 minutes. Then I
anxiously waited for the result. I was fully prepared if I didn't get
enough points to keep my car, but I was so pleased when I got the
news I'd met the criteria needed to keep it. I'll be reassessed in a
few years (no indefinite awards even if your condition won't ever
improve), and until them am happily using my Motability car! No more
dreading brown envelopes in the post! I know I'm one of the fortunate
ones, many have got what they needed through the appeal process. Make
sure you put everything down in the form, no matter how small the
detail.
|
Bye envelope of doom! |
As
a Motability customer I have the RAC for my insurance needs (which
are all take care of by Motability). If you need help with your car
just give the RAC a call and they'll help out (you'll get a tiny
leaflet with the right number for a Motability customer). Years ago I
did have an accident which wasn't my fault. Motability were
amazing. I simply called the RAC who kept calling to let me know how
far away they were. I got a replacement car quickly, and to my
delight it was a top brand car (think it was Mercedes) which are a
dream to drive! I was sad to return it but happy that my car was
fixed. I've had a bird randomly fly up and take my wing mirror off,
but I didn't claim insurance as it wasn't really worth the exceess.
I've
had a car with Motability for over 10 years now. I get a new one
every 3 years. I've always been with Ford, first I had a Fusion, and
now I have a B-Max. I've had purple, silver, and mid blue. This time
I'm having black! It's been a colour I've really wanted for a while
now (& it's nice to have a change). Black isn't always ideal in
the dark, but I never drive at night (too tired & can't see as
well as during the day), so that's not really a problem.
|
This will be mine by the end of today! |
It
means so much to me to have a car through Motability, and I know it
gives freedom to thousands of disabled people. Motability even had a
scheme where they paid for 50 driving lessons for me, and 3 attempts
at both the practical and theory driving test. It took me 3 attempts
for the practical, and I did have to pay for extra lessons, but I got
there eventually. I don't know if they still offer this scheme now,
or the one positive of being disabled by being able to learn to drive
a year before other people (I learnt when I was at uni), but I am
forever indebted to Motability for giving me independence. This isn't
a sponsored post in any way, I just want to let you know about what
Motability does for me, and to consider it as a worthwhile charity to
donate to.
|
This seemed a post appropriate ending phrase! |